Home Credit Now Issues Credit Cards As Well


Home Credit has just become the first non-bank institution that Banko Sentral ng Pilipinas gave permission to to start offering credit cards to its customers here in the Philippines. That is absolutely correct, you can now get a Visa-powered credit card from Home Credit. How to get one for yourself? It is just as simple as applying for a regular loan.

The Home Credit Card works like a normal credit card which means you can use this to shop all around the world at stores that accept Visa card (be it online or offline shops), earn rewards points or rebates (up to 5% from Home Credit partners and 1% from other stores), exclusive perks and discounts from partners stores, cash advance through ATMs, as well as installment plans for purchases with minimum transaction amount of Php3,000.

What's more is, using this Home Credit Card, you can also take advantage of 0% installment plan from partner merchants.

How to apply for a Home Credit Card?

If you have tried applying for a Home Credit gadget or appliance installment loan before, the process and mechanics is pretty much the same. You can even get approved for as fast as 1 minute.

There are two ways to apply for this new service. First is you can give them a call at (02) 753-5714 , 1-800-10-234-3000 (Smart/PLDT toll-free number), 1-800-8-905-0303 (Globe toll-free number) on any day of the week between 8AM and 9PM. Second is, visit Home Credit's partner stores nationwide.

To learn more about this Home Credit Card service, view FAQs, and list of partner stores, you can visit this link.

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